My biggest mantra is plan and prepare as much as possible for the twists, turns and roadblocks that pop up. We often go through life feeling that nothing is going to knock us off our merry-go-round. Life doesn’t always happen that way, and we can have our “perfect” life knocked out from under us in a matter of seconds. Whether it is you, a spouse, children, siblings or parents, we are often caught unprepared and clueless on what to do when and after an emergency occurs. That is what happened 20 years ago when the call came, saying my brother,48, single, and living alone in Florida, …